How to turn yourself into a model borrower

As lenders play hard to get, give your credit rating a facelift to qualify for the best deals How easy life used to be. Need to raise money? Take out a loan. Fancy a second home in the country and need a mortgage? No problem. Not any more. The global financial crisis has brought an abrupt end to the days of cheap credit. Banks and insurers, once so free with their money, are being increasingly cautious. Tim Moss, of the comparison website Moneysupermarket.com, says: “Soon you are going to need a spotless credit record simply to have a paper delivered to your door.” Only the most attractive customers can now be assured of the best deals. But how do you make sure that you have a face that fits? Times Money has some beauty tips. Hundreds of deals have vanished over recent months because of the continuing turbulence in the... [read full story]