Use of savings, credit below U.S. average By AVRUM D. LANK alank@journalsentinel.com When it comes to debt, they are more careful than most Americans. They aren't cutting spending as much as people elsewhere. And most think they will be less secure financially next year. Those conclusions come from a new survey conducted by Country Financial, an insurance and financial services company based in Bloomington, Ill. "The good news is, people really are stopping short of tapping their credit cards and any savings that they have got to make ends meet," said Joe Buhrmann, manager of the advice center for Country Financial. "On kind of the downside, we are seeing nearly three out of four saying that they are not going to see a brighter future this year." Country Financial found similar results in surveys of residents in the Madison...
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