Finally. This is the first article I have read anywhere that addresses the sub prime/insurance connections. I guess MSM's are too affluent to understand sub prime means YOU HAVE TO BUY Mortgage Protection Insurance. There are only three MPI insurers. So who are the other two insurers about to fail? Question? What insurance policy do you pay big bucks for every month and it is against the law for you to get a copy of the policy? MPI! This is the SCAM! I challenge any of you to get a copy of any MPI policy! Sub prime borrowers HAD to buy it and I believe were lead to believe it would ALSO protect them! HA!